Which statement is true regarding clothing and static charge?

The statement indicating that clothing is insulated and maintains its own static charge separate from the wearer is accurate. This occurs because different materials interact with electrons based on their properties and the friction between them can cause electrons to be transferred, resulting in static charge. Insulating materials, in particular, do not allow the free flow of electricity and can retain a static charge without effectively discharging it to the wearer.

Understanding this helps illustrate why certain fabrics, especially synthetic materials, are more prone to static electricity buildup, leading to static cling or shock. While clothing can affect a wearer's experience with static charges, it primarily possesses its own charged state that does not automatically equalize with that of the wearer.

In the context of the other choices, it is important to note that clothing can indeed hold a static charge due to the materials they are made from, and their behavior changes when damp, which can help dissipate the static charge. Therefore, the assertion about clothing being insulated highlights a fundamental property of static electricity and how it interacts with clothing.